> For the complete documentation index, see [llms.txt](https://docs.teller.org/teller-v2/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.teller.org/teller-v2/protocol/borrowers.md).

# Borrowers

![](/files/qxcvtww1XOTyRnQhCa93)

Marketplaces on the Teller protocol empower borrowers to obtain unsecured or secured loans without the need for a bank or traditional loan provider. Depending on the market participation criteria, borrowers can leverage their reputation, digital asset holdings, or other information, in order to access on-chain loans, straight to their wallets.