> For the complete documentation index, see [llms.txt](https://docs.teller.org/teller-1/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.teller.org/teller-1/master.md).

# Teller Protocol

Teller is an algorithmic credit risk protocol, built to enable the creation of decentralized lending markets that can offer unsecured loans. The protocol’s unique cloud-based infrastructure can connect to, and privately compute credit and banking data to generate individual loan terms based on a users’ creditworthiness. The Teller protocol was designed to develop a new generation of decentralized financial products, reduce risk, and eliminate the need for collateralized debt.\
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[Teller Whitepaper](https://docdro.id/nkJXysX)